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State Retiree Annual Enrollment Update
October is the month for your Annual Enrollment, a time to review your ARHealth coverage and make certain changes without the need for specific qualified life events. It is also a time to review the plan changes that will have a direct impact on the cost of covered services. Last but not least, it is an opportunity to review the premiums for the upcoming plan year which begins January 1, 2009.
Changes
Changes are often needed in order to maintain a balance between a quality schedule of benefits and affordable rates. Listed below are the changes that will be effective on January 1, 2009.- ARHealth In-Network Co-Insurance raised from 10% to 20%.
- ARHealth In-Network Co-Insurance Annual Limit raised from $1,000 individual/$2,000 family to $1,500 individual/$3,000 family.
All covered benefits and services, co-pays, restrictions, pre-authorization requirements, and other plan features will remain the same.
Annual Enrollment
If you are able to make changes during this period, you must do so by completing the necessary forms and returning them to EBD before the deadline. If you miss this deadline, you may have to wait until next year to make the change.Retirees who are eligible for both Public School Retirement and State Retirement may switch from one plan to the other during Annual Enrollment. This type of change is only allowed once.
For the rest of this article and more, download the latest EBD Buzz
